Straight answers. No jargon.

It depends on your income, how much was withheld from your paychecks, your family situation, and the credits and deductions you qualify for. Nobody can promise an exact number before your return is prepared. We go through your documents line by line so you get every credit and deduction you're entitled to, and the maximum refund possible.

Bring a photo ID for you (and your spouse), Social Security cards or ITINs for everyone on the return, and all W-2s and 1099s. Also bring last year's return if you have it, Form 1098 for mortgage interest, 1098-T for tuition, childcare costs with the provider's tax ID, and records of business income and expenses if you're self-employed. If you want your refund by direct deposit, bring your bank routing and account numbers.

The federal and Minnesota deadline is usually April 15. When that date falls on a weekend or holiday, it moves to the next business day. Filing early gets your refund to you sooner and makes it harder for someone to file a fake return in your name. Call us as soon as you have your W-2s and 1099s.

The IRS sends most e-filed refunds with direct deposit within about 21 days. Returns claiming certain credits, like the Earned Income Tax Credit or Additional Child Tax Credit, can take longer. We'll tell you what to expect for your return.

Yes. We offer a tax refund advance through Santa Barbara Bank. Not everyone qualifies, and the bank makes the final decision. Ask us and we'll check if you're eligible.

We can prepare prior-year returns and file amended returns to fix mistakes or claim money you missed. The sooner you catch up, the fewer penalties and interest you'll usually pay.

No. You can meet us at our Minneapolis office, or we can come to your location and prepare your return there.